Boat Financing

Financing, Without the Friction.

Buying the boat should be the exciting part. We’ll make the financing simple.

Our team works with a network of marine lenders to help you find competitive financing options and guide the process from application through closing.

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One Application. Multiple Options.

Every buyer, and every boat, is different.

Instead of sending you from bank to bank, our team helps evaluate available financing options and structure a loan around your purchase, your priorities and your plans for ownership.

SIMPLE

A single and secure application and straightforward process.

PERSONAL

A real person at Wedowee Marine guiding you from start to finish.

FLEXIBLE

Financing options for qualifying new and pre-owned boats, with a range of down payments, applying trade-ins, and varying loan terms available, even up to 20 years.

How It Works

01

Find Your Boat

Choose the boat that fits the way you want to spend time on the water.

02

Apply

Complete our single and secure financing application.

03

Review Your Options

We work with our lending partners to identify available programs and terms for your purchase.

04

Close & Go Boating!

We coordinate the details so you can spend less time on paperwork and more time enjoying your boat.

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More Than a Loan.

Financing is only one part of buying a boat.

Our team can help coordinate the details surrounding your purchase — financing, trade-in, documentation, available protection products and delivery — so the entire experience feels connected from beginning to end.

One team. One process. One exceptional buying experience.

Frequently Asked Questions

What credit score do I need?

We work with a variety of lenders and can often find financing for a wide range of credit profiles. Apply and we'll find the best options for you.

How long are typical loan terms?

Marine financing often allows longer terms than traditional auto financing. Available terms depend on factors such as the loan amount, boat, down payment and borrower qualifications but can go up to 20 years.

What do I need to apply?

A valid ID, proof of income, and basic personal information. The process is quick and straightforward.

How much do I need to put down?

Down-payment requirements vary by lender, transaction and borrower. Our team can review the available options with you.

Can I finance a pre-owned boat?

Yes. Financing may be available for both new and qualifying pre-owned boats.

Can I apply before choosing a boat?

Absolutely. Starting the financing conversation early can help you better understand your options as you shop.